Is Bankruptcy After Divorce and Option? – Mandy

“Dear Steve, Lots and lots of credit card debt……..I have enrolled myself in a Debt Management Plan to help me eliminate most of my debt… $35,000 of credit card debt…… I have some cards that were rejected in the plan so I need to tackle them on my own. Some of my accounts are current; … Read more

I’m the Primary Wage Earner, Getting Divorced, and Upside Down in My Mortgage. – Anne

“Hi, I am currently going through a divorce, and have 3 small children. I have been the primary (sole) earner in the household. We have no debt except the car and mortgage and my credit score is 793. The problem is that we are upside down on the mortgage, and can’t sell the house. My … Read more

I’m a Victim of Credit Fraud By My Husband. We Are Now Divorced. – Bobbi

Bobbi “Dear Steve, Divorced and stuck with huge debt from marriage. What is the best way for me to get out of debt and have decent credit again? I was married to a “spender” who tricked me so many times – getting loans and credit cards under my name without asking me, made himself an … Read more

My Husband Doesn’t Know About My Cheating. What Should I Do? – Lynn

“Dear Steve, I am in trouble and my husband doesn’t know it. I have $8,000 in a credit card – $1,500 in Walmart card – $1,500 in quick cash – $22,000 in unsecured loans. I has come to the point where this month my bills will not be on time. I cannot let my husband … Read more

Out of My Divorce I Was Left With a Lot of Business Debt. – Lucy

Lucy “Hi Steve I have two questions and I am happy to provide background. My ex-husband and I were divorced and in the separation agreement it states I am responsible for all of the business debt, although it does not specify the names of accounts or amounts, etc. Out of our divorce I was left … Read more

We Are Drowning in Debt And My Husband is Against Bankruptcy. – KC

KC “Dear Steve, 57K in credit card debt between my husband and myself. Most was from 40K in uninsured home repairs (mold that nearly destroyed our home), medical bills in excess of 3K, a BAD refinance decision ending in a mortgage we could not afford. The refinance resulted in us charging basics and cash advances … Read more

I Used an IPO to Pay Off My Mortgage. Now I’m $450K in Debt. – Lynn

“Dear Steve, 6 years ago, with money from a high tech IPO, I paid off my house. Shortly thereafter, my husband and I started a business (with a HELOC). 4 years into the business, we had accumulated a $390K balance (maxed out) on our HELOC since the business was not profitable and neither one of … Read more

Sinking Into Debt Quicksand, Inch by Inch. – Diana

“Dear Steve, Lost my job of 4 years when I was almost 5 months pregnant. Now my baby is 2 months old, I have a 6 year old boy and a 4 year old boy aswell. My “husband” ( not really married) of 8 years has been the backbone of the family, But I can’t … Read more

I Am Very Deep in Debt and My Husband Doesn’t Know. – Noname

Noname “Dear Steve, The email address I gave you is for my husband (who is fine with debt) but unknowingly to him, I am very deep in debt. I am working hard to get out but find I cannot. I really think I need help but don’t know who to turn to and what to … Read more

Can I File Bankruptcy Without My Husband Knowing? – Janine

Janie “Hi Steve, I think I know the answer to my questions, but want to see what you have to say about it. Can I file Bankruptcy without my husband knowing? Thank you, Janine” Dear Janie, Technically there is no reason why you have to tell him if you are going bankrupt in your name … Read more

My Second Husband Spent All of My Home Equity Line. – Nicole

“Dear Steve, My second husband, not the father of my children, has managed to spend $150,000 of the home equity line of credit (all of it). He says he gave the last $24,000 to his aunt for ‘safekeeping’ because the banks were going to reduce the amount of equity people have available. $8,000 was for … Read more

My Husband Gets Collection Calls From Payday Lenders. He is Now Trying to Make Money With Herbalife. – Cindy

“Dear Steve, I’ve been married since 05 and we have all accounts separate due to his poor credit history. I thought this was a result of a divorce, but I am starting to think otherwise as he has bad spending habits and always runs out of money. I have received calls from companies such as … Read more