Articles revolving around debt related issues. These are geared towards advice for consumers and general debt news.
Let’s not sugarcoat it: If you were counting on student loan forgiveness through Income-Based Repayment (IBR), you’ve just been thrown into limbo. The Education Department hit pause on all IBR discharges—no timeline, no guarantees, just a vague promise they’ll get back to it “once they figure things out.” Sound familiar? Let’s break down what’s really …
Title: 🎓 Parent PLUS Changes Are Coming: What You Must Do Before June 30, 2026 A clear roadmap for parents to avoid losing access to loan forgiveness and income-driven repayment 🚨 Let’s Start with the Big Red Flag If you’re a parent with a Parent PLUS loan—or you’re considering taking one out for your kid’s …
If you’re a student, parent, or borrower wondering what’s really happening with student loans in 2025, buckle up — because Congress is proposing sweeping changes that could reshape how college is paid for in America. The College Cost Reduction Act of 2025 aims to overhaul federal student aid, with major implications for loan forgiveness, repayment …
You walk into Macy’s for a new outfit. The cashier says, “Wanna save 20% today by signing up for our card?” Sounds like a no-brainer. But what if that one decision quietly added seven years of debt to your life? That’s exactly what’s happening to millions of Americans right now. Retail credit card debt isn’t …
Financial intimacy might sound scary to some but we need to have a little friendly chat about it. You can share a house. Share a bed. Even raise a family together. But when it comes time to share your credit score? That’s where a lot of people suddenly get real quiet. Listen to My Financial …
“If you’re broke, why does everything cost more?”Because the system wasn’t built to help you escape—it was built to profit while you’re stuck. Most people think being broke means you just have less money. But the truth is, when you’re broke, you don’t just have less—you pay more. More in late fees. More in interest. …
We restart our phones when they freeze. We unplug the Wi-Fi when it cuts out. We reboot our computers without a second thought. But when our finances lock up? We stall. We panic. We wait—sometimes for years. And all the while, the stress grows. The shame deepens. The options shrink. But here’s the truth: You …
Spoiler: They’re now on the hook for nearly $5 million—because what they sold wasn’t relief, it was deception. Imagine you’re deep in tax debt. You’re anxious. Maybe even panicked. Then along comes a company offering a way out. They say they can negotiate with the IRS and settle your tax debt for as little as …
If you’ve been waking up in a cold sweat wondering how in the world you’re going to climb out of your debt situation… you need to hear the solid wisdom Damon just spilled in this latest podcast episode. It’s called “In Debt and Starting Over: Why It’s Not the End—It’s the Exit”—and it might be …
Imagine this. You’re behind on rent. Your phone won’t stop ringing. You need gas to get to work. And in the middle of all that stress, an envelope arrives promising hope: “You’re pre-approved for a credit card!” That card? It’s from Credit One. What you don’t see until later is how this “opportunity” comes with …