Let’s Talk About Overcoming Financial Anxiety

Feeling like your finances are running the show while you’re barely hanging on? You’re not alone—financial anxiety is real, and it’s more than just numbers. In this episode, Steve and Damon dive into the sneaky ways debt messes with your mental health, the telltale signs of financial stress (spoiler: if you think you have a …

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How Your Perception of Debt is Lying to You (And Why That’s a Big Problem)

Ever looked at an apple and thought, “That’s red,” only to realize that color is just your brain interpreting light waves? Wild, right? Well, your perception of debt works the same way. What you think is happening with your money isn’t always what’s actually happening—and that disconnect can cost you big time. The Reality Filter: …

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How to Laugh When Debt Feels Like It’s Crushing You

I’ll be honest with you—I don’t feel like laughing. Not today. Not lately. When you’re buried in debt, laughter feels… impossible. There’s nothing funny about dodging calls from collectors, staring at a bank balance that’s barely breathing, or lying awake at 2 AM, wondering how you’re going to make it another month. When people say, …

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Finding Hope When Money is Tight: How to Stay Positive in Tough Financial Times

Money struggles have a way of taking over your entire mind. It’s hard to think about anything else when bills are stacking up, when you’re deciding between gas in the car or groceries, when the stress makes your stomach turn. And in the middle of all that? People love to say, “Just stay positive! Things …

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How to Keep Work Worries From Ruining Your Sleep

The Sunday dreads, Sunday night blues, Sunday depression: These are all terms for the anxiety and stress many of us experience as Monday obligations loom over the precious few hours left in the weekend. A Sleep Judge survey finds 81% percent of people experience the so-called “Sunday scaries,” and poor sleep ranks especially high on the list of symptoms that come …

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How to Cope with Financial Stress (and Feel Better)

Stress comes up for a number of reasons, such as work, personal relationships, or your physical health. But according to the American Psychological Association’s latest “Stress in America” survey, 64% of Americans say money is one of their most common stressors. Financial stress can take a toll on all facets of your health — emotionally, physically, …

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5 Signs You Need a Financial Therapist

Whether you’re stressing over paying bills or spending money to make yourself feel better, anxiety and money often go hand in hand. Still, financial advice tends to emphasize numbers and strategies, not the root cause of money concerns. Financial therapy is a holistic process that enlists both therapeutic and financial methods to help you transform your relationship …

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Why People Make Poor Decisions When They Have Money Troubles and Debt Problems

I’ve been helping people with financial problems since 1994. My passion for assisting others with this struggle was because I lived through my own set of financial misery in 1989. After going through that process, I was very depressed and inquisitive why my self-esteem had been so shattered along with my ability to make complex …

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Take the Free Money Personality Test to Find Out Who You Really Are

I’d love to say you have complete control over how you spend money. The reality is you just don’t. Like many things in life, it is those things we can’t control caught deep in our personality that really dictate how we deal with our money. Some people are well balanced spenders but most people are …

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Financial Bullying a Problem

Couples argue over finances, but how many Americans feel their mate bullies them over their debt and spending habits? Credit Karma, a personal finance website with more than 20 million members, commissioned Harris Interactive to find out. The online survey, conducted in June 2013, revealed that committed American adults are generally on good financial terms …

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