I Do a Crappy Job Keeping Up With My Credit Card Payments

Question: Dear Steve, I am a college graduate with both federal and private loan debt. On top of that, I have credit card debt which I am trying to pay off. However, poor decisions and lack of understanding of some terminology my credit score is very low. I am recently engaged and we are trying … Read more

Prosper Study Shows Americans Want to Do Better Financially

Prosper Marketplace, which operates an online marketplace that connects borrowers and investors, today released results from the Prosper Marketplace Financial Wellness Study, which examines the current state and sentiment around personal finance in America. The study revealed that nearly 60 percent of Americans do not have the financial freedom to enjoy life, but improving financial … Read more

I Mismanaged My Money and Lost Half My Income. – Robert

“Dear Steve, I am in credit card debt of more than $10,000, and need help managing my debt and restoring my credit rating can you help me or do do you know of an honest organization that will. I lost a high paying job right before the economy went bad and am working for half … Read more

After the New Truck and Dental Bills, We Can’t Afford Our Home. – Cassie

Cassie “Dear Steve, My fiance and I bought a house about a year and a half ago. When we purchased our home we were making more than enough money to pay ALL our bills. Since then, my fiance bought a truck and needed major dental work done… And on top of that, we have aquired … Read more