“If you’re broke, why does everything cost more?”Because the system wasn’t built to help you escape—it was built to profit while you’re stuck. Most people think being broke means you just have less money. But the truth is, when you’re broke, you don’t just have less—you pay more. More in late fees. More in interest. …
We restart our phones when they freeze. We unplug the Wi-Fi when it cuts out. We reboot our computers without a second thought. But when our finances lock up? We stall. We panic. We wait—sometimes for years. And all the while, the stress grows. The shame deepens. The options shrink. But here’s the truth: You …
It’s 4:03 AM. You’re staring at the ceiling, your stomach in knots, and your brain won’t stop racing. You’ve done the math a hundred times, but the numbers never work. The bills are due, the paycheck isn’t enough, and the pressure and debt shame feel unbearable. I’ve been there. In this video, I talk about …
Ever glanced at your bank account at month’s end and wondered, “Where did it all go?” We’ve all been there. And if you’re trying to get out of debt or save money for your dreams, the overwhelm can feel like climbing a mountain wearing flip-flops. But here’s something surprising: The key to getting financially free …
Feeling like your finances are running the show while you’re barely hanging on? You’re not alone—financial anxiety is real, and it’s more than just numbers. In this episode, Steve and Damon dive into the sneaky ways debt messes with your mental health, the telltale signs of financial stress (spoiler: if you think you have a …
Debt plays a crucial role in determining your credit score, influencing various aspects of your financial life. How Debt Affects Your Credit Score is a crucial topic that many overlook, yet it can significantly impact your financial future. This guide provides a thorough look at how debt impacts credit scores, covering both direct financial effects …
You think Medicaid cuts won’t affect you? Think again. When hospitals lose funding, your bills skyrocket, your insurance premiums climb, and Grandma might be moving in. This isn’t just about “other people”—it’s about your wallet, whether you realize it or not. In this episode, I break down exactly how these cuts will body slam your …
Does This Sound Familiar? You check your bank account, and there’s barely enough to get through the week. Living on a low income sucks. Another bill comes, and your stomach drops. You stop answering unknown calls—because you already know it’s a debt collector. Every paycheck disappears the moment you get it. You lie awake at …
Ever feel like your paycheck disappears faster than you can say ‘autopay’? You’re not alone. Consumer debt isn’t just about credit cards—it sneaks up in ways most people don’t even realize. Let’s talk about consumer debt. You know—the usual suspects: credit cards, car loans, personal loans, and maybe that store credit card you got just …
Let’s be real—debt isn’t just about money. It’s about stress, exhaustion, and feeling like no matter what you do, you’re stuck in an endless cycle. If you’ve been worrying about bills, dodging bank statements, or feeling hopeless about your financial future, you might be experiencing debt burnout—and the worst part? Most people don’t even realize …