What Are Your Thoughts About Optima Tax Relief?

Question: Dear Steve, I owe $135,000 in back taxes and have a monthly payment plan set up with IRS of $387/month.At the end of the year my balance is higher due to interest and penalties. I would like to settle for a much lower amount and have been looking at Optima Tax Relief to represent … Read more

Let’s Play, Do They Comply, With NewsOn11.com and Debtmerica Relief

It has been a while since we played “Do They Comply” but a tipster (send in your tips here) sent in the following information and wanted me to share it with you. I think we have a new winner in the DECEPTIVE ADVERTISING DEPARTMENT http://www.newson11.com/debt.php Check it out, they prepare it like its a REAL … Read more

Debtmerica Relief Vietnamese Television Commercials

Now this is what I call really targeting a niche market for debt settlement services. What I found interesting is that while the marketing messages have been translated into the target language, the disclaimers and warnings have not for both the Hispanic and Vietnamese versions of their site. That would leave those target markets at … Read more

International Association of Professional Debt Arbitrators – IAPDA Certification Exposed

Loyal readers may have observed that I routinely never mention IAPDA, the International Association of Professional Debt Arbitrators (IAPDA) or even mention that a company may display their logo as being a member. It’s not that I’ve not noticed their logo displayed on sites, it’s that many in the industry have disparaging things to say … Read more

I Am Skeptical About Faxing My 16 Page Contract to Freedom Debt Relief Since We Originally Contacted Debtmerica

“Dear Steve, WE ARE NO LONGER ABLE TO KEEP UP WITH OUR CREDIT CARD BILLS’ HUSBAND RECIEVED A 50% CUT IN SALARY. WE SEEKED OUT THE HELP OF DEBT RELIEF WITH A COMPANY CALLED DEBTMERICA,HOWEVER THE CONTRACT THAT I RECIEVED HAD THE LETTERHEAD 0F A COMPANY CALLED FREEDOM DEBT RELIEF. VERY SKEPTICAL ABOUT FAXING THEM … Read more

Regulation of Debt Settlement Companies Looming

This is a guest post by Kenneth Long, President of Fiscal Progress. If you would like to submit a guest post for publication, just send me an email to [email protected] Steve On September 25, 2008 the Federal Trade Commission (FTC) held a public workshop to explore the for-profit debt settlement industry. Panelists representing debt settlement … Read more

Debtmerica & Debtmerica Relief Review

This review is the result for several requests I’ve received about this company. Address: Debtmerica, LLC 3100 S. Harbor Blvd., Suite 250 Santa Ana, CA 92704 Also know as Debtmerica Relief. Website: DebtMerica.com Domain was registered April 28, 2006 and is owned by Debtmerica LLC. Good. Description: Debt settlement company. Management Jesse E. Torres, IV … Read more

New York Attorney General Announces Nationwide Investigation Into Debt Settlement Industry

Subpoenas Fourteen Debt Settlement Companies and One Law Firm in Connection with Probe Debt Settlement Companies Often Charge Huge Fees for Misleading Plans, Suggest Selling Blood Plasma to Raise Funds, and Leave Consumers in Worse Financial Shape NEW YORK, NY (May 7, 2009) – Attorney General Andrew M. Cuomo today announced a nationwide investigation into … Read more