My Sister-In-Law is a Paranoid Schizophrenic With Student Loans We Cosigned For. – Sara

Sara “Dear Steve, My sister-in law has recently been diagnosed with paranoid schizophrenia and is currently locked up in in a mental hospital for the next few months, possibily years at this point. She owes about 6000 in student loans for which she has defaulted on. My husband is a co-signer on her loan so …

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“I Have Three Degrees But I’m Broke And Miserable”

Theresa “Dear Steve, I have $75,000 in school loans and I have one job bringing in $360 per week after taxes and another job where I make $150 per week after taxes. My car payment is $251, rent is $600, utilities are $130, Food is $80, and water is $45. I have a 401(k) with …

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My Life Has Been a Roller Coaster and I’m Trying to Get it Together Now. – Christi

“Dear Steve, I am permanently disabled with bipolar, adhd, severe pptsd, and am trying to get my life together. I have spent most of my life in and out of the foster care system and juvenile hall. I have pretty much lost everything I have ever loved…from my best friend who was murdered by a …

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My Social Security Check Will Be Garnished for a Student Loan I Did Not Take Out. – Verna

“Dear Steve, My child took a student aid loan in 1996. I was contacted today by a collection agency stating that they will garnish my soc.sec.disability check if this loan is not paid. I did not take this loan out even though it is in my name. The collector stated that I must press charges …

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I’m Living Off My Student Loans and Need to Get Out of Credit Card Debt. – Nancy

“Dear Steve, I am a full time graduate student who works occassionally. Mainly, I live off my student loans. I have 23K in credit card debt and need to get out of it because I don’t have much money to work with. I’m nervous about consolidating my credit cards because I heard that it doesn’t …

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I’m Going to Take Out a Student Loan to Go to Nursing School – Sandra

“Dear Steve, I am considering taking on a federal Stafford loan in order to go to nursing school at a private school. Tuition is $25,000-30,000. I am single, in my 40’s work full time. Should I pay the loan off ASAP, before acquiring any further debt? I want to get a house soon and don’t …

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I Want to Go Back to School to Be a Pharmacist and Find a Wife. – Jeff

“Dear Steve, I owe at least $52,000 in credit card debt. I owe another $6000 in student loans. I have an Associates Degree. I decided to go back to school to get a Masters Degree in Pharmacy. If I can’t get into the Pharmacy program, then I would get a Bachelors Degree and would like …

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Tiffany is Behind in Student Loans, Late On Other Payments, And Looking For Hope

Tiffany “Dear Steve, I’m a 23 year old college student and I owe around $40,000 in student loans, as well as having $8,000 in credit card debt. I was laid off for two years and just going to school (the debt obviously accumulated) and I just started working again for less money. I have been …

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Debt Settlement and Student Loans. Will My Student Loan Lender Negotiate With Me And Reduce What I Owe? – Alexandria

“Dear Steve, Long story short: i have student debt from the mid-late 1980’s. after graduating, i ended up working in careers that helped people, but not myself (financially!). i deferred and defaulted, but finally consolidated and got back on track. i only borrowed $25000, but after all this time (and many years of payments) i …

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