I’m a State of Texas Employee. Can I Get My Student Loans Forgiven? – Carolyn

“Dear Steve, I work for the state of Texas, and have several Sudent Loan that I’m paying back. If you work for the state 10 years or more will the help you pay your loan back….I am not a Teacher. My income is right at $30, 000.00 a years Carolyn” Dear Carolyn, I took a …

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135 Month Sentence For $45 Million Medicare Fraud

Houston, Texas doctor, Christina Joy Clardy, was sentenced to just over 11 years (135 months) in federal prison for a monumental health care fraud conspiracy the resulted in Medicare and Texas Medicaid programs to be billed $45,039,230 over a 30 month period. Clardy is the third defendant to be sentenced in this matter. Last week …

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Texas Attorney General Office Speaks Up to FTC to Please Ban Advance Fees

In a recent article I covered how debt settlement trade associations had returned to the FTC to make their pitch that banning advance fees for debt settlement services was a rotten idea. You can read that article here. A couple of weeks after the trade associations had slogged up to the FTC offices, and after …

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I Paid “The Credit Card Solution” and Bob Lindsey to Eliminate My Debt. Turns Out They Were a Scam. – Walter

“Dear Steve, My name is Walter and I’m currently a senior psychology major at [XXXX] College. I have amassed over $10,000 in credit card debt from buying everything from a computer, Playstation 3, and even a High Def Television. As you can see, I really didn’t need any of the things that I bought and …

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Abilene, Texas Uses Tax Money to Help Debt Settlement Company Credit-Advisors.com to Grow

In what seems like the most out of touch move by any government entity, the city of Abilene, Texas is voting on “offering up to $172,500 in job creation incentives for the company, which would be affiliated with Credit-Advisors.com and create 12 jobs (not including management positions), each paying at least $30,000 per year, without …

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Will We Be Evicted or Have to Still Pay Our Rent if We Go Bankrupt? – Lizzy

Lizzy “Dear Steve, My husband and I are considering filing for bankruptcy. WE have a lot of debt. We dont know how we are even going to pay next months rent. We have two little children as well. Car payments coming up… etc. How does bankruptcy work? Will we be evicted out of our current …

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I Lived in California and Had a Debt I Did Not Pay. I Now Live in New Jersey. – Monika

Monika “Dear Steve, I lived in California when I incurred credit card debt of $1300 in 2003. In 2005, I got married and moved to Texas and have been uemployed since then to pursue higher education. In 2009, I moved to New Jersey and started getting mails and phone calls from a collection agency regarding …

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American Debt Control and Debt Relief USA Unfortunately Back in the News

Interesting article worth reading out of Texas about debt settlement and the Debt Relief USA mess. People in desperate financial straits will sometimes go to desperate lengths to get out. And some companies use questionable practices to capitalize on their plights. The most recent example is an Addison-based company that promised to cut consumers’ credit …

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