“If you’re broke, why does everything cost more?”Because the system wasn’t built to help you escape—it was built to profit while you’re stuck. Most people think being broke means you just have less money. But the truth is, when you’re broke, you don’t just have less—you pay more. More in late fees. More in interest. …
Question: Dear Steve, Yes I was late 4 months in paying off my American Express card. Paid full balance and interest to the fired agency. They took the payment on the last day of the cycle and did not get it to American Express in time and they charged me a late fee. Over the …
“Dear Steve, I want to change the due date on my WaMu credit card account and because I am over the limit they will not change it. In 2007 I went on preretirement at age 62. I only get $800.00 a month and my rent is $400.00 gas and electric $250.00. I pay them $60.00 …
“Dear Steve, I have been enrolled with a consumer law center that was working with my creditors on my outstanding credit cards. I was late on payments up to 4 months. I was told today that the law center is closing without helping to pay off my creditors. I was making payments to them at …
Struggling to get out of debt ? If so, you aren’t alone. Millions of Americans are drowning in debt. They are overextended to the point of filing bankruptcy or losing their home to foreclosure
“Dear Steve, I have $40,000 in credit card debt but have never missed a payment.I am trying very hard to make more than the minimum payment. I have a long credit history with no late fees ever. My credit score is about 750. I have 3 kids in college and have outstanding deferred students loans …
“Dear Steve, I own a t-shirt printing/embroidery co. I used credit cards to expand because I couldn’t get the money I needed for cash flow. I was doing well and seem to be turning around but last year was difficult and I fell behind on a few payments & had late pays. I am collecting …